Topics Archives: International Credit Reporting

Credit Information Sharing in Hong Kong

This paper evaluates Hong Kong’s credit information sharing system dynamics in Hong Kong, including data gaps, the real estate bubble, and the new entrant.

The Impact of Credit Reporting and Credit Scoring on the MFI Sector

This research analyzes a series of questions pertaining to the impacts on microfinance institutions (MFIs) when using credit bureau data (conventionally referred to as credit files) for purposes of underwriting credit; for the same purposes, it also analyzes credit scoring models and credit decisioning platforms that use credit bureau data.