The Impact of Credit Reporting and Credit Scoring on the MFI Sector

This research analyzes a series of questions pertaining to the impacts on microfinance institutions (MFIs) when using credit bureau data (conventionally referred to as credit files) for purposes of underwriting credit; for the same purposes, it also analyzes credit scoring models and credit decisioning platforms that use credit bureau data.


Authors: Michael A. Turner, Ph.D., Patrick Walker, M.A.

Topics: Alternative Data Initiative, Credit Access, Economic Development, Information Led Development, International Credit Reporting, Small Business