Credit Invisibility—the lack of lender access to predictive information about borrower intentions to repay—dramatically constrains financial inclusion.   Our mission is to reduce greatly credit invisibility in the US and Globally. We work with top policymakers to ensure that national and state laws permit lenders access to necessary consumer data, and that individual rights and protections are in place. We also partner with cutting edge firms, industry leaders, NGOs, public development agencies, multilaterals and other nonprofits to deliver innovative solutions.


PERC believes that the responsible use of information, and the development and dissemination of innovative information solutions, can expand financial access to hundreds of millions in a fast and sustainable manner. By promoting information solution to exclusion, we seek to increase financial inclusion by more than any institution on Earth.