Leveraging our sophisticated quantitative social and economic impact research, PERC identifies and prioritizes problems that prevent access to finance worldwide. Not content with mere problem identification and the offering of prescriptions—PERC, independently or with partners, is committed to developing and implementing sustainable information solutions to drive responsible, fairer, and more inclusive financial services.
Launched in 2013, FISC houses PERC’s solutions development capacities. To date, FISC has:
- Partnered to establish an alternative data credit bureau in Africa using bill payment data;
- Partnered with an multi-national information services firm to deliver real-time income and employment verification in the US;
- Partnered with an multi-national information service provider to enable borrowers to access alternative data for use in credit access;
- Developed alternative data credit scorecards for commercial use in major markets with access to alternative data.