FHFA Credit Score Request for Comments Input

In these comments we support the FHFA’s effort to update the credit score used/required by the GSEs and explore how more than one score could be considered or permitted. We wish the FHFA would go further and create a more flexible process that would allow the credit score(s) used to be updated more regularly and also permit more credit score flexibility to enable scores that use alternative data to be utilized.


Authors: Michael A. Turner, Ph.D., Patrick Walker, M.A.